Ep 155 | How to Build a Retirement Plan That Lets You Thrive Today and Tomorrow

Ep 155 | How to Build a Retirement Plan That Lets You Thrive Today and Tomorrow

Update: 2025-10-07
Share

Description

When you think about retirement planning, do you feel pressured to give up the things you enjoy today so you can save for the future? That’s a false choice. You don’t have to live with restrictions to create security for tomorrow. 


In this episode, I’ll show you how to bring balance to your money so you can enjoy life now while still building your retirement dreams. By the end of today’s conversation, you’ll know how to structure your spending and saving in a way that feels sustainable, purposeful, and aligned with what matters most to you.


What You’ll Learn in This Episode:

✅ Why “all or nothing” thinking keeps you stuck with money and retirement planning

✅ How to create simple rules for balancing debt payoff, saving, and spending

✅ The truth about why over-saving or over-spending leads to burnout

✅ Three steps to implement the “now and later” philosophy with your money

✅ How to use systems (not willpower) to stay consistent




Related Episodes:

Ep 98 - Retirement 101: Creating a Fulfilling Next Chapter, Your Retirement

Ep 120 - How Do I Start a Retirement Plan? Dream It First



Book your free Clarity Connection Call today!

Take a short 5-minute quiz to find out if you're truly Retirement Ready!!


Send me a message:

Via email hello@elevatefinances.us

Leave me a voice message at SpeakPipe

DM me on Instagram

Comments 
In Channel
loading
00:00
00:00
x

0.5x

0.8x

1.0x

1.25x

1.5x

2.0x

3.0x

Sleep Timer

Off

End of Episode

5 Minutes

10 Minutes

15 Minutes

30 Minutes

45 Minutes

60 Minutes

120 Minutes

Ep 155 | How to Build a Retirement Plan That Lets You Thrive Today and Tomorrow

Ep 155 | How to Build a Retirement Plan That Lets You Thrive Today and Tomorrow

Dalene Higgins - Money Coach, Retirement Coach, CEO